Vteax vs vwiux * Experienced management (even index funds have limited management). Mar 22, 2019 · Bogle would say no for sure,because he's a multimillionaire, it seems like holding tax exempt bonds is a great thing for him. 31, 2021 annual report just came out (probable), there was a semi-annual report six months earlier. , anything other than VWIUX or VWITX, which is a different share class of the same fund). Upon bond market recovery, VWIUX eventually resumed it’s usual slight performance edge due to the higher risk/higher yield design of that fund. Inception date. 3 to 8. VTSAX for growth and inflation protection, and VTEAX for safety and tax free regular monthly income as you age. 3% marginal tax rate. 9%. VTEAX - Expense Ratio Comparison VWITX has a 0. May 8, 2019 · This includes a flat state tax rate of 4. Even if the Oct. Though VWITX (Investor class share) is only $3,000. VWLUX. Distribution amounts seems inverted between VTEB and VWIUX. Typical TLH partners include VWSUX, VWLUX, VTEAX, and VTEB. Net net, despite having a ~. 09%, mix of short/intermediate/long-term bond funds only, no cap gain distributions) seems likely to be one fund option. First, it has a significantly longer track record than VTEAX/VTEB (especially when I was making this decision). Probably not a huge difference for inv-grade munis. Use VMLUX/VWLUX: Or you would keep VMLUX/VWLUX until they show a loss (might be forever), and get an extra 0. 3% to 0. Jun 7, 2022 · skeptical wrote: ↑ Thu Nov 21, 2019 3:42 pm I have found that the Fidelity bond funds compared to Vanguard (ex, FLTMX vs VWIUX) have the same yields, with Fidelity having higher expense ratios, and the difference being made up with less GO and less pre-refunded. VWIUX Benchmark Bloomberg 1-15 Year Municipal Bond Index; Number of bonds: 14018: 46191 Yield to maturity The Yield-to-Maturity figures quoted for our municipal funds utilize a Yield-to-Worst calculation approach. 922907878. 5% to 2. 09% expense ratio. Jul 23, 2023 · re: vteb vs vwiux vs scmb Post by Artsdoctor » Mon Dec 18, 2023 1:19 am BF3000 wrote: ↑ Mon Dec 18, 2023 1:11 am Schwab intelligent portfolios toggles back and forth between VTEB and MUB well within a 6-month window. Given that I only hold 4% in bonds, there is no way I will qualify for VWIUX any soon. The chart below compares the historical Sharpe Ratios of VWIUX and VMLUX, offering insights into how both investments have performed under varying market conditions. If you absolutely want VWIUX, then using a MM (perhaps VMSXX) is the way to go. Meaning you "earn" interest income every day you hold VWIUX (the total earned income is paid end of month). But you're at the 22% tax bracket which isn't the highest yet. 05% vs 0. Sep 4, 2024 · Open Charts VTEAX vs VWIUX. Apr 13, 2017 · Vteax and vteb the etf May be two share classes of the same fund. 0591 VG IT muni indexed OEF/ETF pair is VTEAX/VTEB. Choices just as good are MUB, VTEB, and others. Apr 12, 2022 · Trying to increase my bond ratio for the portfolio to around 30% as we reach 50 years later this year. I went with VWIUX, but I would consider them perfectly fine substitutes and would be happy tax loss harvesting from VWIUX into VTEAX. Dec 20, 2016 · If you chart VTEAX the open end twin of vteb, vs VWIUX then during the march 2020 panic, the index fund did better than VWIUX during the panic. Second, VTEAX does not seem to have significantly lower turnover. Dec 19, 2021 · After that point, the long-term positive effects win out more and more. But taxable bonds will usually adjust the tax cost, therefore giving you higher yield. Aug 26, 2015 · * No 0. Mar 14, 2020 · However, because VWIUX is an actively managed fund, and not an index fund, there appears to be a strong argument that VWIUX is not substantially identical to any other fund (i. A comparison between VTEB and VWITX based on their expense ratio, growth, holdings and how well they match their benchmark performance. 0542 Tax exempt muni bonds (VWIUX) or stay in money market (VMFXX) I understand the concept of a tax equivalent yield, I am in the 24% bracket with no state tax so it's an easy calculation but I am not sure which number to use for VWIUX- there is the monthly dividend which is 3. VWITX vs. Posts: 839 425K subscribers in the Bogleheads community. * Lower volume of VTEAX might limit liquidity in a liquidity Sep 16, 2021 · venkman wrote: ↑ Thu Sep 16, 2021 3:27 am Comparison tool on Vanguard website says that the average duration for VTEAX is only 4. I follow JL Collins, A Simple Path to Wealth, and use only two index funds, VTSAX, and VTEAX. Note that the 4. I chose VWIUX for two reasons. Active. 09% ER while VTEB seems to be pretty similar, without the large initial investment requirement and has a 0. 17% expense ratio, which is higher than VTEAX's 0. If you really don't care, then use VTEAX. 48% compared to the Jan 4, 2024 · VTEAX Performance - Review the performance history of the Vanguard Tax-Exempt Bond Index Admiral fund to see it's current status, yearly returns, and dividend history. Also I wouldn’t worry about the purchase fee. VWLUX is likely not due to Vanguard/fund specific reasons or the relatively small difference in duration. I've been eyeing switching some of the allocation (or new incoming money) to VTEB instead as ETF vs. 02/12/2001. 6), but VTEAX also has a higher average coupon (4. 09%). Entry minimum for VWIUX is much higher than for VTEAX, both Admiral shares. See Vanguard High Yield Tax Exempt Fund performance, holdings, fees, risk and other Sep 9, 2018 · As I study other options I'm very confused why the SEC yield vs. Use VMSXX: You would buy back into VWIUX at a higher price. I looked at that fund and it got me wondering VTEAX = Tax-Exempt Bond Index Admiral Shares VWIUX = Intermediate Term Tax-Exempt Admiral Shares They seem very similar with some subtle, big differences. I prefer to keep things as easy as possible if/when I tax-loss harvest so to me, VWIUX is the clear winner here. . Throwing this into the "Bond Fund Yield" calculator shows tax-exempt bond funds perform much better. e. See Vanguard Intermediate-Term Tax-Exempt Fd (VWIUX) mutual fund ratings from all the top fund analysts in one place. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with… May 8, 2019 · I'm looking to add bonds to my overall portfolio in my taxable account. 05% expense ratio. View mutual fund news, mutual fund market and mutual fund interest rates. Would selling VTEAX at a loss and buying VWIUX be an acceptable exchange, i. 45, which is lower than the VMLUX Sharpe Ratio of 2. 99%, and the yield to maturity of 4. The reason I purchased these was to diversify and have short, medium, and long term bond holdings inside my taxable account. On what basis should one discriminate? May 18, 2015 · VTEAX 11,8,18,22,18 VWITX 18,16,8,15,15 What can we conclude. About 6 weeks ago I sold all of VWIUX and purchased Vanguard tax exempt bond index fund admiral (VTEAX) and harvested a tax loss. 3 year duration timing should be roughly right but won't be exact because VWIUX is a rolling bond fund rather than a single The current VTEAX Sharpe Ratio is 1. 03. VWIUX is about 90% AAA/AA/A. As many municipal bond issues are callable, Vanguard uses the Yield-to-Worst calculation as a more appropriate figure when quoting Aug 1, 2023 · I invite you to add VTEAX to your considered bond funds. Planning to get into munibonds for the tax advantage. I believe this is not a good choice for me given my 35%+11. I want to sell these funds, and use the proceeds to purchase VTEAX , which appears to cover all the bases that the other funds do, but inside a Jun 15, 2021 · Re-upping this question, as I recently faced it myself: is VTEAX or VBTLX superior in a taxable account, if the account holder is in the 35% tax bracket (and probably will be for a while longer)? I'm attracted to the lower expense ratio of VBTLX vs VTEAX (0. Is there any downside to investing in VTEB rather than VWITX?   5 days ago · VWIUX | A complete Vanguard Intermediate-Term Tax-Exempt Fund;Admiral mutual fund overview by MarketWatch. Our marginal tax rate dropped from 33% in 2017 to 24% in 2018. So we have plan to buy and hold muni bond for 10 years till we retire. VWIUX's dividend yield, history, payout ratio & much more! Dividend. VTEAX (with 3k minimum investment, ER: 0. Looking at the past 5 years, the fund's standard deviation is 5. VTEB declined over 17. I offer these suggestions because you are shying away from LT national's slightly higher reward/risk, but like the idea of not being locked in for >6mos (were considering going to cash). VTEB vs VWITX Fund Comparison . * Rick Ferri expresses reservations about the new bond index fund HERE * VWIUX has a slightly shorter duration for less interest rate risk. Index. Jan 7, 2021 · Entering text into the input field will update the search result below Jul 30, 2012 · Figure 3: Relative 5-year Performance of VWIUX to Other Funds Source: Morningstar Principia data through June 30, 2012 Figure 3 is the truth-teller in the municipal fund market. VTEB is the ETF share class version of VTEAX and has a lower ER (0. 60, which is higher than the VTEB Sharpe Ratio of 1. I am trying to decide between VTEAX and VWIUX (we would be able to contribute enough for the admiral shares immediately). not subject to IRS wash sale rules? How To Invest / Fund Directory / Vanguard Tax-Exempt Bond Index Fund ETF Shares vs Vanguard Intermediate-Term Tax-Exempt Fund Investor Shares . The big question is after-tax will VWIUX make more than a batch of 3-5 year treasuries? You already know that muni funds go up and down with interest rates. Pair correlation details including Vanguard Intermediate Term Tax Exempt (VWIUX) and Vanguard Tax Exempt Bond (VTEAX) risk analysis, volatility stats, Vanguard Intermediate-ter and Vanguard Tax-exempt pair trading opportunities. Jan 2, 2008 · I picked Vanguard Intermediate term tax exempt fund admiral for this purpose (VWIUX). 09%), and I hold VBTLX in my Roth IRA and traditional 401(k) accounts. First, Morningstar is now out of date (they are reporting turnover for the year ending Oct. Oct 27, 2010 · Vanguard Short-term Tax Exempt (vwstx/vwsux) vs Vanguard Limited-Term Tax-Exempt (vmltx/vmlux) This is a tale of 2 short term municipal/tax-exempt bond funds both from Vanguard. 17% expense ratio, which is higher than VTEB's 0. ~ 2. 46. This specific one declares dividends monthly and is not a good TLH partner. 3 years. Asset class. Nov 22, 2023 · VBTLX vs VWIUX vs VTEAX It seems that the standard bond choice for Bogleheads is "Vanguard Total Bond Market Index Fund Admiral Shares" (VBLTX) (0. That means that vteax May be less at risk of capital gains distributions due to vanguards unique and patented etf structure which lets it wash out capital gains through etf magic. Jun 18, 2023 · Any preference for VWIUX that may or may not exist vs. So if you weren't originally planning to sell your bonds before then, you should be fine. Nov 1, 2022 · Use VMLUX/VWLUX: You would incur cap gains to sell VMLUX/VWLUX, would buy back into VWIUX at a higher price, and get an extra 0. It goes to the fund not to vanguard. See Vanguard High Yield Tax Exempt Fund (VWALX) mutual fund ratings from all the top fund analysts in one place. See Vanguard Intermediate-Term Tax-Exempt Fd performance, holdings, fees, risk May 18, 2015 · OP VWIUX is an intermediate-term bond fund so it will basically only hold intermediate term bonds. Fund Number. 1% interest for the month. VTEB - Expense Ratio Comparison VWITX has a 0. We live in Colorado, and Vanguard doesn’t offer a Colorado-specific tax-exempt bond fund. My bad. You have active VWITX/VWIUX. 7%). 2% from VTEB. The former fund (VTEAX) also holds slightly higher quality bonds than VWIUX (per Morningstar). Oct 23, 2022 · Depends on how badly you want to get back into VWIUX. These are both Intermediate Term Muni Bond Funds, but one is an index fund and one is an actively managed fund. 8 years for VBTLX. 922907753. Feb 13, 2020 · - VWIUX is actively-managed whereas VTEAX follows an index - VTEAX's fund also has an ETF share class so if you prefer ETFs there's an option for you - VWIUX declares dividends daily whereas VTEAX declares them monthly. Management style. VWIUX's standard deviation over the past three years is 6. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0. 31, 2020). Dec 11, 2024 · VWITX vs. 13% compared to the category average of 10. This has a daily interest accrual. Dec 25, 2020 · I've looked at VWIUX vs VTEAX several times, and they don't seem to be much different at first glance, though VTEAX has done better over time. If you are somewhere in between, then VWSUX or VMLUX would be suitable, the former if you lean towards VWIUX, the latter if you lean towards don't care. Dec 23, 2020 · In sum, there are no options at Fidelity that are as strong as Vanguard's Intermediate Term Muni Fund (VWIUX) or Tax-Exempt Bond Fund (VTEAX). 01%, the SEC yield of 3. 9% distribution yield now vs. The tax-exempt dividends from VTEAX are declared monthly, whereas the dividends from VWIUX are declared daily. 05 ER). Currently, I have VMLUX, VWIUX, and VWLUX vanguard tax free bond funds. Jul 4, 2021 · In another thread, grok87 suggested VTEAX to someone as a good, intermediate term, tax-exempt bond fund. 08/25/2015. The fund I was looking into when doing my TLH last month was VTEAX (Vanguard Tax-Exempt Bond Index Fund Admiral Shares ) instead (all these tickers make my head hurt sometimes), which has pretty much the same duration as VWIUX. Mar 12, 2018 · VWIUX is Admiral shares of one of the funds I hold: VWLTX. 11. Price CUSIP. 3 days ago · Vanguard Intermediate-Term Tax-Exempt Fund Inst (VWIUX) dividend summary: yield, payout, growth, announce date, ex-dividend date, payout date and Seeking Alpha Premium dividend score. Apr 3, 2020 · I prefer mutual funds, so I was deciding between VWIUX and VTEAX. Dec 23, 2022 · This is clear if we chart VTEAX vs VTEB during the first half of 2020. If you would like you can hold Vanguard tax exempt bond index fund, VTEAX. 3K. Muni National Interm. VWIUX - Vanguard Interm-Term Tx-Ex Adm - Review the VWIUX stock price, growth, performance, sustainability and more to help you make the best investments. 7 years, compared to 6. 5% (peak-to-trough), while VTEAX “only” declined roughly 11. Category. I’m 81 and retired at 50, and am investing half my income every year for 31 years. 3 days ago · VTEAX | A complete Vanguard Tax-Exempt Bond Index Fund;Admiral mutual fund overview by MarketWatch. All investing is subject to risk including the possible loss of the money you invest. BMBIX is 100% AAA/AAalso a muni. 63%. VWIUX has an average duration of 4. 3% lower listed SEC yield, VWIUX is showing a ~2. See Vanguard Tax-Exempt Bond Fund performance, holdings, fees, risk and other data from CUSIP. ) Why does Vanguard have 2 short term municipal bond funds instead of one The current VWIUX Sharpe Ratio is 1. These values are calculated using daily returns over the previous 12 months. Jan 2, 2008 · --VTEAX is similar reward/risk to VWIUX, but locks you in for >6mos. Jan 4, 2024 · VTEAX - Vanguard Tax-Exempt Bond Index Admiral - Review the VTEAX stock price, growth, performance, sustainability and more to help you make the best investments. 5%. Average maturity is higher for VTEAX (13. we would like to use our brokerage account at vanguard to buy between VWAHX or VTEAX. Jul 9, 2023 · VWIUX (an intermediate muni) is a great fund if munis are a fit for you. The chart below compares the historical Sharpe Ratios of VTEAX and VWALX, offering insights into how both investments have performed under varying market conditions. fishingrod Admiral. Remember, these are simply different share classes of the exact same fund! However, VTEB trades at a market price and VTEAX is traded at a NAV. The minimum investment is 50K vs. Apr 27, 2022 · Thanks for pointing that out. Intermediate-labeled funds are often selected as a perceived happy medium of duration/risk & without deep examination of realized duration of VWIUX vs. Last edited by Zosima on Thu Dec 24, 2020 1:25 pm, edited 1 time in total. Intermediate-Term Bond. A 6 month holding period is therefore not necessary. Dec 12, 2024 · The current VWIUX Sharpe Ratio is 1. 06% vs 0. You can read more about the tax treatment of these bonds on Aug 2, 2020 · VWIUX has a much higher minimum investment of $50,000 compared to $3,000 for VTEAX. The chart below compares the historical Sharpe Ratios of VWIUX and VTEB, offering insights into how both investments have performed under varying market conditions. Jan 4, 2024 · Check out Vanguard Tax-Exempt Bond Index Admiral via our interactive chart to view the latest changes in value and identify key financial events to make the best decisions. You should expect the fund’s share price and total return to fluctuate within a wide range, like the fluctuations of the overall bond market. The index VTEAX tracks holds a variety of bond durations, it is the muni bond fund equivalent of a total bond fund. mutual fund has some conveniences that come with it. 22%. 08% ER. An investment in the fund could lose money over short or even long periods. The big difference is that VWIUX is actively managed while VTEAX is indexed. At the risk of asking questions that have been asked before, I have the following questions: 1. Aug 18, 2023 · VWIUX Vanguard Intermediate-Term Tax-Exempt Fund Admiral Shares; VMLUX Vanguard Limited-Term Tax-Exempt Fund Admiral Shares; VTEAX Vanguard Tax-Exempt Bond Index Fund Admiral Shares; Or a Treasury fund: VSIGX Vanguard Intermediate-Term Treasury Index Fund Admiral Shares; VSGDX Vanguard Short-Term Federal Fund Admiral Shares; Or general bond fund: Correlation between Vanguard Intermediate-ter and Vanguard Tax-exempt. However, FMBIX and VTEB/MUB are not bad options. com: The #1 Source For Dividend Investing. Nov 29, 2022 · Hello fellow Bogleheads, I have an investment in a mix of VWIUX/VWLUX (intermediate and long-term non-AMT muni bonds), which are mutual funds. 25% purchase fee on the older managed tax-exempt bond fund (VWIUX). 48, which is comparable to the VWALX Sharpe Ratio of 2. I was initially thinking of investing in VWITX but the admiral shares require 50k initial investment and have a 0. The first one Get the latest Vanguard Tax-Exempt Bond Index Fund Admiral Shares (VTEAX) real-time quote, historical performance, charts, and other financial information to help you make more informed trading See Vanguard Tax-Exempt Bond Fund (VTEAX) mutual fund ratings from all the top fund analysts in one place. VTEAX. Vanguard Tax-Exempt Bond Index Admiral @MuniNationalInterm. Aug 7, 2020 · These funds are handled differently from a tax perspective. --VMLUX does not lock you in for >6mos, but will return less---it's lower reward/risk. Vanguard is owned by its funds, which are owned by Vanguard's fund shareholder clients. YBB. iif afo rabcu ustz xqbat ihn qap eaeyr cewx ennf